Whether you're saving for a goal or just getting started, we’re here to help you grow — one smart move at a time.
Manage your money with ease—whether you're running a business, receiving your salary, or paying bills.
Let your money work for you, invest with us and earn high returns on your deposit.
We offer traders and business owners the opportunity to easily access fast loans for inventory purchases or working capital.
This is for business owners who require higher loan amounts for capital intensive projects.
The housing loan is designed to offer financial support to individuals i.e. business owners who want to achieve their home ownership dream.
You can apply for a loan by visiting any of our branches nearest to you or by contacting our Customer Care lines.
1). Applicant must be 21 years and above.
2). Applicant must be a business owner and business must be in operation for more than 12 months.
3). Business must be within our operating zones.
4). Applicant must be a Nigerian resident.
Operating zone means the business must be within the coverage area of any one of our branches across eleven (11) states.
For now, no. We only give business loans and loan types available are: Micro, SME and Housing loans.
NGN500,000 for micro, above NGN20,000,000 for SME and NGN500,000 for Housing loans.
Repayments are paid in monthly installments only.
The interest rate is flexible and based on the loan amount, loan type and loan tenor. Kindly use the loan calculators on the website to help you out.
Yes, collateral requirements are required and flexible according to loan type.
We have savings account, current account and fixed deposit account. To open any of these accounts contact our customer care on 09024969999 (Calls), 09024969778 (Calls) or 09024969778 (WhatsApp).
BVN, NIN, valid ID card, valid utility bill, SCUML (if applicable), TIN (if applicable).
The Minimum amount is NGN30,000 and there is no upper limit.
Savings account or current account can be opened with any amount or with zero amount.
NGN1,000 is the minimum balance for savings or current account.
You can manage your account through our user-friendly mobile app, myABflex, which allows you to perform transfers, airtime top-ups, data purchases, electricity payments, and more from the comfort of your location.
Usually all failed mobile transactions are reversed without customer complaint, however, if unsure about the status, kindly contact our customer care on 09024969999, 09024969778 (phone calls) or 09024969778 (WhatsApp).
Our operating hours are between 8:30am - 4:00pm, Mondays to Fridays. We do not operate on weekends and government-declared holidays.
