Micro Loans

AB Microfinance Bank Nigeria offers entrepreneurs the opportunity to easily access loans in a quick, transparent and efficient environment.

Our expertise and international standards assure our clients quality service and delivery. Loans currently range from N15,000.00 to N3 million; maximum maturity is 18 months; for larger loan sizes, please visit the SME section

Features & Benefits

  • No mandatory deposits/savings and no cash collateral required.
  • No audited financial statements required.
  • Flexible collateral arrangements depending on loan size (household goods, business equipment, goods in stock, vehicles, property etc.)
  • Flexible documentation requirements.
  • Long-standing clients with impeccable repayment record qualify for successive interest rate discounts and even faster loan processing.
  • No borrower groups - you are responsible only for your own loan.
  • Free SMS Reminder for your Monthly Repayments
Kindly note that all applications undergo an on-site assessment by one of our lending staff prior to a committee decision.

Are you interested? Simply come to one of our branches and meet our friendly loan officers for a proposal.

AB Business Flexi N15,000 – N100,000 6.6% Interest (On reducing Balance)
AB Business Plus N100,001 – N500,000 6.1% Interest (On reducing Balance)
AB Business Max N500,001 – N1,000,000 5.7% Interest (On reducing Balance)
AB Business Max Plus I N1,000,001 – N2,000,000 5.2% Interest (On reducing Balance )
AB Business Max Plus II N2,000,001 – N3,000,000 5.0% Interest (On reducing Balance )
Disbursement Fee 1% of Disbursed Amount (One-off Charge )

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